:root{--navy:#082b4f;--navy2:#031a31;--gold:#e4b334;--cream:#f7f4ec;--ink:#14202b;--muted:#64748b;--line:#dce3ea;--white:#fff;--shadow:0 16px 40px rgba(4,30,57,.12)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);line-height:1.6;background:#fff}a{color:inherit;text-decoration:none}img{max-width:100%;display:block}.container{width:min(1180px,92%);margin:auto}.topbar{min-height:42px;background:#6d5242;color:#fff;display:flex;align-items:center;justify-content:center;gap:34px;padding:8px 4%;font-size:13px}.topbar a:hover{text-decoration:underline}.site-header{height:84px;display:flex;align-items:center;justify-content:space-between;padding:0 max(4vw,28px);position:sticky;top:0;background:rgba(255,255,255,.97);backdrop-filter:blur(12px);z-index:20;border-bottom:1px solid #edf0f3}.brand{display:flex;align-items:center;gap:10px}.monogram{font-family:Georgia,serif;font-size:48px;line-height:.8;font-weight:700;color:var(--gold);text-shadow:2px 2px 0 var(--navy)}.brand-copy{display:flex;flex-direction:column;line-height:1}.brand-copy strong{font-family:Georgia,serif;font-size:22px;color:var(--navy);letter-spacing:.4px}.brand-copy small{font-size:10px;color:var(--navy);letter-spacing:2px;font-weight:700}.brand-copy em{font-size:8px;color:#6b7280;font-style:normal;margin-top:4px;letter-spacing:.7px}.site-header nav{display:flex;gap:28px;font-size:13px;font-weight:650;color:#293746}.site-header nav a{padding:32px 0;border-bottom:2px solid transparent}.site-header nav a:hover{color:var(--navy);border-color:var(--gold)}.menu-toggle{display:none;border:0;background:none;font-size:26px}.hero{position:relative;min-height:610px;overflow:hidden;background:var(--navy2);color:#fff}.hero-bg{position:absolute;inset:0;background:url('/assets/financial-team.png') center/cover no-repeat;filter:saturate(.75);opacity:.52}.hero-overlay{position:absolute;inset:0;background:linear-gradient(90deg,rgba(3,26,49,.97) 0%,rgba(3,26,49,.88) 42%,rgba(3,26,49,.38) 72%,rgba(3,26,49,.18) 100%)}.hero-content{position:relative;z-index:2;min-height:610px;display:grid;grid-template-columns:1.35fr .65fr;gap:40px;align-items:center}.hero-copy{max-width:720px}.eyebrow{text-transform:uppercase;font-size:12px;font-weight:800;letter-spacing:1.8px;color:#f3d472;margin:0 0 14px}.eyebrow.dark{color:#8a6700}.eyebrow.light{color:#f0d172}.hero h1{font-family:Georgia,serif;font-size:clamp(42px,5vw,68px);line-height:1.02;margin:0 0 20px}.hero h1 span{color:#f0bd34}.lead{font-size:19px;max-width:700px;color:#eef4f9}.actions{display:flex;gap:14px;flex-wrap:wrap;margin:30px 0}.btn{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:0 22px;border-radius:5px;font-size:13px;font-weight:800;letter-spacing:.2px;transition:.2s}.btn.primary,.btn.gold{background:var(--gold);color:#0d2741}.btn.primary:hover,.btn.gold:hover{transform:translateY(-2px);box-shadow:0 8px 24px rgba(228,179,52,.3)}.btn.outline{border:1px solid #e2bb4e;color:#fff}.hero-tags{display:flex;gap:18px;flex-wrap:wrap;font-size:12px;color:#dbe7f1}.hero-tags span:before{content:'•';color:var(--gold);margin-right:7px}.hero-book{justify-self:end;align-self:end;display:flex;align-items:flex-end;gap:15px;margin-bottom:38px;padding:16px 18px;background:rgba(2,21,41,.72);border:1px solid rgba(255,255,255,.18);border-radius:10px;backdrop-filter:blur(8px)}.hero-book img{width:145px}.hero-book div{max-width:150px}.hero-book strong{font-family:Georgia,serif;font-size:20px;display:block}.hero-book small{color:#d8e4ef}.section{padding:86px 0}.section-sm{padding:52px 0}.split{display:grid;grid-template-columns:1.15fr 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article:hover{transform:translateY(-3px);box-shadow:var(--shadow)}.cards h3{font-size:19px}.cards p{font-size:14px;color:#536274}.icon{width:48px;height:48px;border-radius:50%;display:grid;place-items:center;background:#eef5fb;color:var(--navy);font-weight:900;font-size:20px}.picture-strip{background:linear-gradient(90deg,#fff9e6,#f8fbff)}.picture-strip .container{display:grid;grid-template-columns:.8fr 1.2fr;gap:30px;align-items:center}.picture-strip h2{font-size:32px}.flow{display:flex;justify-content:space-between;align-items:center;gap:8px;flex-wrap:wrap}.flow span{background:#fff;border:1px solid #e6d7ac;color:var(--navy);font-size:12px;font-weight:800;padding:12px 10px;border-radius:50px}.flow i{color:#b18b22}.about{background:#fff}.about-grid{display:grid;grid-template-columns:260px 1fr 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.services-cta{margin-top:2rem;padding:1.5rem;border:1px solid rgba(0,0,0,.08);border-radius:16px;text-align:center;background:#fff}
.services-cta h3{margin:.1rem 0 .5rem}
.services-cta p{max-width:720px;margin:0 auto 1rem}
.trust-line{display:block;font-size:.86rem;opacity:.9;margin-top:.35rem;letter-spacing:.01em}
.gold-outline{border:1px solid currentColor}
.legal-disclosure{font-size:.78rem;line-height:1.5;opacity:.78;max-width:1100px;margin:1rem auto 0}

/* Final V2 contact/footer spacing refinements */
.contact-section{padding-bottom:3rem}
.contact-grid{align-items:start}
.contact-form{margin-bottom:0}
footer{margin-top:0}
@media (min-width: 900px){
  .contact-section{padding-top:3rem;padding-bottom:2.75rem}
}

/* Final V3: center and contain post-services CTA */
.services-cta{
  max-width: 760px;
  margin: 2.25rem auto 0;
  padding: 2rem 2.25rem;
  text-align: center;
  background: #fff;
  border: 1px solid rgba(0,0,0,.08);
  border-radius: 16px;
  box-sizing: border-box;
}
.services-cta h3{margin:0 0 .65rem}
.services-cta p{max-width:650px;margin:0 auto 1.2rem;line-height:1.6}
@media (max-width: 800px){
  .services-cta{margin:1.75rem 1rem 0;padding:1.5rem}
}